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Probate & inherited · Florida

Need to sell an inherited house in Florida?

Whether the house is still in probate or already in your name, we make a fair, as-is cash offer and close around your timeline. No repairs, no agent fees, no pressure.

  • We work alongside your probate attorney, not around them
  • Out-of-state heirs and multiple heirs welcome
  • Buy as-is — clear out what you want, leave the rest
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4 paths
Florida probate routes a house can take
Ch. 731–735
3–8 wks
Typical summary administration timeline
Filing to distributing order
6–12 mo
Typical formal administration timeline
Often 9–12, creditor-period driven
2–3 wks
Typical Atlas cash closing
Once you have authority to sell
Start here

Does Florida probate even apply to your inherited house?

The short answer: it depends on how title was held when your loved one passed away.

Probate is Florida’s court process for transferring a deceased person’s assets to their heirs. When a house was titled solely in the decedent’s name, with no joint owner and no probate-avoidance mechanism in place, probate is generally required before anyone can sell it.

But probate is not required if the property was held in any of these ways:

A living trust held titleJoint tenancy with right of survivorship Tenancy by the entirety (married couples)An enhanced life-estate “lady bird” deed

In each of those cases, title passes automatically to the surviving co-owner or named beneficiary at death, outside probate court. If one of them applied, you may already hold title and can move forward with a sale. If not, you’re likely looking at one of four Florida probate paths. You can confirm how title was held by reviewing the deed at the county property records office, or with your attorney. (Florida Statutes ch. 731–735; verified 2026-06-12.)

Florida’s four probate paths

Which route does your situation take?

These are the four ways a Florida house moves to its heirs. The path drives the timeline, and the timeline drives when you can sell.

1. Formal administration (Ch. 733). Full probate, with a court-appointed personal representative (PR), what most people picture when they hear the word “probate.” Used for larger or more complex estates. The PR manages the estate, handles creditor claims, and, with authority under the will or court authorization (§ 733.613), can sell real property. Title companies typically require proof of the PR’s authority before closing. Typical timeline runs 6–12 months, often 9–12, driven largely by the mandatory creditor-claims period and any real-estate, tax, or litigation issues.

2. Summary administration (§ 735.201). A faster, simpler process with no court-appointed PR. It’s available when either the value of the entire estate subject to administration in Florida (less property exempt from creditors’ claims) does not exceed $75,000 for a decedent who died before July 1, 2026, or $150,000 for a decedent who died on or after July 1, 2026 (CS/SB 1500, effective 2026-07-01), or the decedent has been dead for more than 2 years. Title passes to the beneficiaries by the court’s order of summary administration, with no PR and no mandatory creditor period. Typical timeline is 3–8 weeks from filing to the distributing order. Once that order issues, the beneficiaries (now the owners) can sell.

3. Disposition without administration (§ 735.301). Available only for very small estates, essentially when non-exempt assets are limited to covering final expenses and medical costs from the last 60 days of life. No PR, no traditional court case. It rarely applies when there’s real property of meaningful value.

4. No probate required. As noted above, if title passed automatically via a trust, joint tenancy, tenancy by the entirety, or a lady bird deed, probate isn’t the path. The new owner can simply sell once any required paperwork is confirmed.

Date-sensitive note: the $75,000 / $150,000 distinction turns on the decedent’s date of death, not the filing date. If you’re unsure which threshold applies, confirm with a Florida probate attorney, especially for deaths around the July 1, 2026 effective date. (Fla. Stat. §§ 733.613, 735.201, 735.301; CS/SB 1500; verified 2026-06-12.)

The creditor clock

What debts can delay a sale

When a Florida estate goes through formal administration, there’s a 3-month window during which creditors can file claims, measured from the later of the first publication of the notice to creditors, or 30 days after a known creditor is served (Fla. Stat. § 733.702). This window is a major driver of the 6-to-12-month formal administration timeline.

Regardless of whether proper notice was given, there’s a hard 2-year statute of repose (§ 733.710): after 2 years from the date of death, creditor claims are absolutely barred. The 3-month window cannot extend beyond that outer limit.

What this means for selling: a cash sale during formal administration is possible, since the PR has authority to sell under § 733.613, but the proceeds typically stay in the estate until the creditor period closes and debts are settled. An experienced closing attorney and a buyer comfortable with the process can work around the probate timeline in many cases.

Homestead

Who has to sign the deed?

This is the question that surprises most families, and getting it wrong can cloud title and derail a sale.

Florida’s constitution (Art. X §4) gives homestead property special protection: it generally passes outside the probate estate directly to heirs, and is shielded from most creditors. That’s helpful, but it also creates a constraint.

If the decedent is survived by a spouse or a minor child, homestead cannot be freely devised (left by will to whoever the owner wanted). Instead it descends according to Art. X §4 and Fla. Stat. § 732.401. The surviving spouse typically takes a life estate with remainder to the descendants, meaning the spouse can live there but does not hold fee simple title alone. The spouse may instead elect a 50% tenancy-in-common interest under § 732.401(2).

What this means when you want to sell: every person who holds a descended interest in the property must sign the deed to convey clear title. A surviving spouse with a life estate, adult children holding the remainder, and potentially a minor child’s court-appointed guardian may all need to join. A title company will typically require a court order confirming homestead status before insuring the sale.

Homestead descent is highly fact-specific. Who survives the decedent, whether there are minor children, and what any elective-share rights might be all affect the outcome. A Florida probate attorney should review the specific facts before you proceed. (Fla. Const. Art. X §4; Fla. Stat. § 732.401; verified 2026-06-12.)

How it works

How Atlas works with inherited and probate properties

We work alongside your probate attorney, not around them. We don’t require everything resolved before you reach out, that’s the point of a conversation.

STEP 01

Tell us about the property

Condition, location, and where you are in probate, or whether probate is even needed. It takes about a minute, with no obligation.

STEP 02

Get a fair cash offer

We make a fair cash offer on the house as-is, with no repairs, no cleaning, and no commissions or fees. Take it or leave it.

STEP 03

Close on your timeline

We set a closing date around your probate timeline, whether that’s two weeks or six months. If listing makes more sense, we’ll say so.

An honest comparison

Selling an inherited house: cash offer vs. listing with an agent

Keifer McClain is a licensed Florida real estate broker associate, so we’ll give you both sides honestly. There’s no one-size-fits-all answer.

 Cash offer (as-is)Traditional listing
Timeline to closeAs little as 2–3 weeks after you have authority to sell~59 days on market in Jacksonville/Duval, plus closing, plus probate resolution
ConditionNo repairs, no cleaning, sold as-isTypically requires repairs, staging, or credits
Commissions / feesNoneTypically 5–6% plus closing costs
Likely net priceBelow full retail market valueCloser to market value; may net more if the home is in good condition
Probate coordinationWe can work alongside your attorney and adjust the closing dateAgent and buyer may be unfamiliar with probate timelines
Multiple heirsOne conversation; we can wait for all signaturesSame requirement; all interest-holders must sign regardless
Emotional burdenNo showings, no prep, no open housesShowings and open houses while you’re grieving

If the house is in good condition and you’re not under time pressure, listing with an agent will often net you more money. If the house needs work, settling the estate quickly matters, or managing repairs and showings feels like too much right now, a cash offer may be the better fit, even at a lower price. We’ll tell you which path makes more sense for your situation when you reach out. (Jacksonville market data: Redfin Data Center, period ending 2026-05-31.)

Scott, co-owner of Atlas Home Buyers
Since 2018Buying homes across Northeast Florida
A local team you can talk to

An honest read on probate, inherited homes, and a fair number

Atlas Home Buyers, LLC is a family-owned investment company based in St. Augustine that has bought houses across Northeast Florida since 2018 — not a national call center. When you reach out, you talk to a local buyer who actually picks up the phone.

Keifer McClainOwner · Licensed FL real estate broker associate, Atlas Home Buyers, LLC

We work alongside your probate attorney We buy for our own account No-pressure, no-obligation

Atlas Home Buyers, LLC is a real estate investment company based in St. Augustine, FL that has been purchasing for its own account across Northeast Florida since 2018 — we are not a real estate brokerage. Owner Keifer McClain is a licensed Florida real estate broker associate (license #BK3335411, registered under MAXREV, LLC), so you get a straight comparison — including the times a traditional listing would likely net you more.

Atlas Home Buyers, LLC · 303 Cypress Rd, St. Augustine, FL 32086 · (904) 902-6884 · Updated June 2026. The legal information on this page is general education, not legal advice. Florida probate law is fact-specific, and the summary-administration threshold changed effective July 1, 2026. Confirm your situation with a qualified Florida probate attorney before making decisions.

Questions, answered

Frequently asked questions

Can I sell an inherited house in Florida, and do I have to go through probate first?
Yes, you can sell an inherited house in Florida. Whether probate is required first depends on how the property was titled. If title was solely in the decedent’s name, with no trust, no joint tenancy, no tenancy by the entirety, and no lady bird deed, probate is generally required before a sale can close. If one of those probate-avoidance mechanisms was in place, you may already hold title and can sell without going through probate. Check the deed, and confirm with a Florida probate attorney if you’re unsure.
When is probate NOT required to sell an inherited house?
Probate is generally not required when the property was held in a living trust, in joint tenancy with right of survivorship, as tenancy by the entirety (a married couple), or subject to a lady bird (enhanced life-estate) deed. In each case, title passes automatically to the survivor or named beneficiary at death, outside the probate court. If you’re not sure how title was held, the deed on file at the county property records office will show you, and a Florida attorney can confirm.
How long does Florida probate typically take?
It varies by the type of proceeding. Formal administration typically takes 6 to 12 months (often closer to 9 to 12) because of the mandatory creditor-claims period and any real-estate or tax issues. Summary administration is much faster: typically 3 to 8 weeks from filing to the court order distributing assets. These are practitioner estimates for typical cases; a contested estate or a complex title situation can take longer.
What is summary administration, and what is the value limit?
Summary administration (Fla. Stat. section 735.201) is a simplified probate path: no court-appointed personal representative, no mandatory creditor period, and a timeline measured in weeks rather than months. It is available when the non-exempt estate assets subject to administration in Florida are $75,000 or less for decedents who died before July 1, 2026, or $150,000 or less for decedents who died on or after July 1, 2026 (CS/SB 1500 doubled the threshold effective that date), or when the decedent has been dead for more than 2 years. If you’re close to the threshold, a Florida probate attorney can help you determine which figure applies based on the date of death and the value of the estate’s non-exempt assets.
I inherited the house with my siblings — who has to sign to sell it?
Everyone who holds a legal interest in the property must sign the deed to convey clear title. For non-homestead property in formal administration, the personal representative has authority to sign on behalf of the estate. For homestead property, which passes outside probate to heirs under Fla. Const. Art. X section 4, the heirs who took title must all sign. If a surviving spouse holds a life estate and adult children hold the remainder interest, for example, all of them must join the deed. A minor child’s interest would require a court-appointed guardian. Getting a title company involved early will surface exactly whose signatures are needed for your situation.
Do I have to pay off the deceased’s debts before selling?
In formal administration, the estate, not you personally, is generally responsible for the decedent’s debts. Creditors have a 3-month window from the first publication of the notice to creditors (or 30 days after being served) to file claims against the estate (section 733.702). There is also a hard 2-year statute of repose (section 733.710): after 2 years from the date of death, claims are absolutely barred. In practice, sale proceeds from estate property are typically held in the estate during the creditor period to cover valid claims before distribution to heirs. An inherited house that passed via homestead descent is generally shielded from most creditors, but homestead protection is fact-specific and an attorney should confirm it. This is general education, not legal advice; confirm your situation with a Florida probate attorney.
Can Atlas buy an inherited house that’s still in probate?
Yes. We’ve worked with sellers at various stages of the probate process. Whether the personal representative has authority to sell in formal administration, or the beneficiaries are waiting on a summary administration order, we can make a cash offer and set a closing date that works around your attorney’s timeline. There’s no obligation to accept, and we won’t pressure you. If you’d like to talk through where you are in the process, reach out and we’re happy to walk through it with you.
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Ready to sell an inherited or probate house in Florida?

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