Need to sell an inherited house in Florida?
Whether the house is still in probate or already in your name, we make a fair, as-is cash offer and close around your timeline. No repairs, no agent fees, no pressure.
- We work alongside your probate attorney, not around them
- Out-of-state heirs and multiple heirs welcome
- Buy as-is — clear out what you want, leave the rest
Get your free cash offer
No obligation. No pressure. Takes about 60 seconds.
You’re all set!
We’ve got your details and will reach out shortly with your no-obligation cash offer.
Does Florida probate even apply to your inherited house?
The short answer: it depends on how title was held when your loved one passed away.
Probate is Florida’s court process for transferring a deceased person’s assets to their heirs. When a house was titled solely in the decedent’s name, with no joint owner and no probate-avoidance mechanism in place, probate is generally required before anyone can sell it.
But probate is not required if the property was held in any of these ways:
In each of those cases, title passes automatically to the surviving co-owner or named beneficiary at death, outside probate court. If one of them applied, you may already hold title and can move forward with a sale. If not, you’re likely looking at one of four Florida probate paths. You can confirm how title was held by reviewing the deed at the county property records office, or with your attorney. (Florida Statutes ch. 731–735; verified 2026-06-12.)
Which route does your situation take?
These are the four ways a Florida house moves to its heirs. The path drives the timeline, and the timeline drives when you can sell.
1. Formal administration (Ch. 733). Full probate, with a court-appointed personal representative (PR), what most people picture when they hear the word “probate.” Used for larger or more complex estates. The PR manages the estate, handles creditor claims, and, with authority under the will or court authorization (§ 733.613), can sell real property. Title companies typically require proof of the PR’s authority before closing. Typical timeline runs 6–12 months, often 9–12, driven largely by the mandatory creditor-claims period and any real-estate, tax, or litigation issues.
2. Summary administration (§ 735.201). A faster, simpler process with no court-appointed PR. It’s available when either the value of the entire estate subject to administration in Florida (less property exempt from creditors’ claims) does not exceed $75,000 for a decedent who died before July 1, 2026, or $150,000 for a decedent who died on or after July 1, 2026 (CS/SB 1500, effective 2026-07-01), or the decedent has been dead for more than 2 years. Title passes to the beneficiaries by the court’s order of summary administration, with no PR and no mandatory creditor period. Typical timeline is 3–8 weeks from filing to the distributing order. Once that order issues, the beneficiaries (now the owners) can sell.
3. Disposition without administration (§ 735.301). Available only for very small estates, essentially when non-exempt assets are limited to covering final expenses and medical costs from the last 60 days of life. No PR, no traditional court case. It rarely applies when there’s real property of meaningful value.
4. No probate required. As noted above, if title passed automatically via a trust, joint tenancy, tenancy by the entirety, or a lady bird deed, probate isn’t the path. The new owner can simply sell once any required paperwork is confirmed.
Date-sensitive note: the $75,000 / $150,000 distinction turns on the decedent’s date of death, not the filing date. If you’re unsure which threshold applies, confirm with a Florida probate attorney, especially for deaths around the July 1, 2026 effective date. (Fla. Stat. §§ 733.613, 735.201, 735.301; CS/SB 1500; verified 2026-06-12.)
What debts can delay a sale
When a Florida estate goes through formal administration, there’s a 3-month window during which creditors can file claims, measured from the later of the first publication of the notice to creditors, or 30 days after a known creditor is served (Fla. Stat. § 733.702). This window is a major driver of the 6-to-12-month formal administration timeline.
Regardless of whether proper notice was given, there’s a hard 2-year statute of repose (§ 733.710): after 2 years from the date of death, creditor claims are absolutely barred. The 3-month window cannot extend beyond that outer limit.
What this means for selling: a cash sale during formal administration is possible, since the PR has authority to sell under § 733.613, but the proceeds typically stay in the estate until the creditor period closes and debts are settled. An experienced closing attorney and a buyer comfortable with the process can work around the probate timeline in many cases.
Who has to sign the deed?
This is the question that surprises most families, and getting it wrong can cloud title and derail a sale.
Florida’s constitution (Art. X §4) gives homestead property special protection: it generally passes outside the probate estate directly to heirs, and is shielded from most creditors. That’s helpful, but it also creates a constraint.
If the decedent is survived by a spouse or a minor child, homestead cannot be freely devised (left by will to whoever the owner wanted). Instead it descends according to Art. X §4 and Fla. Stat. § 732.401. The surviving spouse typically takes a life estate with remainder to the descendants, meaning the spouse can live there but does not hold fee simple title alone. The spouse may instead elect a 50% tenancy-in-common interest under § 732.401(2).
What this means when you want to sell: every person who holds a descended interest in the property must sign the deed to convey clear title. A surviving spouse with a life estate, adult children holding the remainder, and potentially a minor child’s court-appointed guardian may all need to join. A title company will typically require a court order confirming homestead status before insuring the sale.
Homestead descent is highly fact-specific. Who survives the decedent, whether there are minor children, and what any elective-share rights might be all affect the outcome. A Florida probate attorney should review the specific facts before you proceed. (Fla. Const. Art. X §4; Fla. Stat. § 732.401; verified 2026-06-12.)
How Atlas works with inherited and probate properties
We work alongside your probate attorney, not around them. We don’t require everything resolved before you reach out, that’s the point of a conversation.
Tell us about the property
Condition, location, and where you are in probate, or whether probate is even needed. It takes about a minute, with no obligation.
Get a fair cash offer
We make a fair cash offer on the house as-is, with no repairs, no cleaning, and no commissions or fees. Take it or leave it.
Close on your timeline
We set a closing date around your probate timeline, whether that’s two weeks or six months. If listing makes more sense, we’ll say so.
Selling an inherited house: cash offer vs. listing with an agent
Keifer McClain is a licensed Florida real estate broker associate, so we’ll give you both sides honestly. There’s no one-size-fits-all answer.
| Cash offer (as-is) | Traditional listing | |
|---|---|---|
| Timeline to close | As little as 2–3 weeks after you have authority to sell | ~59 days on market in Jacksonville/Duval, plus closing, plus probate resolution |
| Condition | No repairs, no cleaning, sold as-is | Typically requires repairs, staging, or credits |
| Commissions / fees | None | Typically 5–6% plus closing costs |
| Likely net price | Below full retail market value | Closer to market value; may net more if the home is in good condition |
| Probate coordination | We can work alongside your attorney and adjust the closing date | Agent and buyer may be unfamiliar with probate timelines |
| Multiple heirs | One conversation; we can wait for all signatures | Same requirement; all interest-holders must sign regardless |
| Emotional burden | No showings, no prep, no open houses | Showings and open houses while you’re grieving |
If the house is in good condition and you’re not under time pressure, listing with an agent will often net you more money. If the house needs work, settling the estate quickly matters, or managing repairs and showings feels like too much right now, a cash offer may be the better fit, even at a lower price. We’ll tell you which path makes more sense for your situation when you reach out. (Jacksonville market data: Redfin Data Center, period ending 2026-05-31.)
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An honest read on probate, inherited homes, and a fair number
Atlas Home Buyers, LLC is a family-owned investment company based in St. Augustine that has bought houses across Northeast Florida since 2018 — not a national call center. When you reach out, you talk to a local buyer who actually picks up the phone.
Keifer McClainOwner · Licensed FL real estate broker associate, Atlas Home Buyers, LLC
Atlas Home Buyers, LLC is a real estate investment company based in St. Augustine, FL that has been purchasing for its own account across Northeast Florida since 2018 — we are not a real estate brokerage. Owner Keifer McClain is a licensed Florida real estate broker associate (license #BK3335411, registered under MAXREV, LLC), so you get a straight comparison — including the times a traditional listing would likely net you more.
Atlas Home Buyers, LLC · 303 Cypress Rd, St. Augustine, FL 32086 · (904) 902-6884 · Updated June 2026. The legal information on this page is general education, not legal advice. Florida probate law is fact-specific, and the summary-administration threshold changed effective July 1, 2026. Confirm your situation with a qualified Florida probate attorney before making decisions.
Frequently asked questions
Can I sell an inherited house in Florida, and do I have to go through probate first?
When is probate NOT required to sell an inherited house?
How long does Florida probate typically take?
What is summary administration, and what is the value limit?
I inherited the house with my siblings — who has to sign to sell it?
Do I have to pay off the deceased’s debts before selling?
Can Atlas buy an inherited house that’s still in probate?
Ready to sell an inherited or probate house in Florida?
Out of state, mid-probate, or sharing the house with siblings — we’re ready to make a fair cash offer and work around your attorney’s timeline. It’s free, and there’s no pressure.
(904) 902-6884Start with the property address
Tell us where to send your cash offer.
You’re all set!
We’ve got your details and will reach out shortly with your no-obligation cash offer.